Payou

Pricing

Priced per transaction. Quoted against your profile.

Payment pricing that is honest cannot be a public table: it depends on your markets, methods, risk profile and volume. What we can publish is exactly how the model works.

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Incorporated in England & Wales

VISA PCI DSS Compliant 3-D Secure 2 99.99% Uptime SLA UK-Registered Entity
MODEL 01

Interchange plus, passed through

Scheme and interchange costs are passed through at cost. Our margin is a separate, stated line — you can always see what belongs to the network and what belongs to us.

MODEL 02

No platform or integration fee

Access to the layer, the routing engine, the checkout and the reporting API is included. You are not charged for reading the docs or for going live.

MODEL 03

Volume moves the rate, not the feature set

Rates step down with settled volume. Nothing on the platform is gated behind a higher tier — routing rules and methods are the same at every level.

Included at every level

The platform is not sold in feature tiers. These are part of every account.

  • Smart routing and cascade rules

  • Unified checkout and 3-D Secure 2

  • Signed webhooks and the reporting API

  • One reconciliation model across providers

  • Anti-fraud rules tuned to your profile

  • Technical support during integration

Get started

Get a quote against real numbers.

Send us your target markets, methods and monthly volume. You get a written rate card for your profile rather than a range.